30 Minutes to achieve your Dream House*
KPREkspres is a credit facility given by BII to finance residential house / apartment / land / shop house and renovation / construction and take over mortgage/KPR from other banks.
Choose your house & set your own installment!
- Property purchased from Developer/Personal/Property Agent.
- Minimum Plafond IDR 100 million.
- Credit tenure up to 15 years.
Plenty of Advantages!
- Quick and easy credit process.
- Application form can be filled at any BII branches through out Indonesia.
- 30 Minutes Approval in Principal based on interview.
- Wide range of relationship with many Developers and Property Agents across Indonesia.
- Competitive interest rate, small down payment and administration fee.
Flexible in early/partial paid off.
Terms & Conditions
- Indonesian citizen (WNI).
- Minimum age of applicant is 21 years old or already married, maximum age is 55 years old (for employee) and maximum age 65 years old (for self employee & professional) when credit tenure ends.
- Have a fixed income.
Working experience must be at least 2 years for employees or 3 years for professional and self employees.
- Location of residence/working and collateral must be located within BII branch area of coverage.
| Document Requirement |
<>| Document |
<>Employee |
<>Self Employee |
<>Professional |
| Copy of Personal ID and Copy Family Card |
√ |
√ |
√ |
| Copy of Marriage / Divorce / Death Certificate |
√ |
√ |
√ |
| Copy of personal / company NPWP or copy of SPT PPH 21 |
√ |
√ |
√ |
| Copy of current / saving account for the last 3 months |
√ |
√ |
√ |
| Copy of Latest Salary Slip and original Company Refrence Letter |
√ |
|
|
| Copy of Practice License |
|
|
√ |
| Copy of Article of Association and its Amendments, Trade License (NPWP, SIUP and TDP) |
|
√ |
|
| Proof of Down Payment (for a new house) or original / legalized certificate, IMB, building layout, AJB and PBB (for secondary house) |
√ |
√ |
|
* Principal Agreement